Financing

For your convenience, Dr. Kluska offers a range of payment options you may use to cover the costs of your procedure, whether it is cosmetic or reconstructive. In his Pittsburgh practice, Dr. Kluska accepts:

• Cash
• Check
• Credit Card (including American Express and Discover)

Typically, your health insurance provider will not cover the costs of your cosmetic procedure, though in some cases, reconstructive procedures (such as breast reconstruction) may be at least partially covered. Our staff is happy to work with your health insurance provider to help you determine what costs may be covered under your plan.

Financing Companies

If you choose, financing options are available to help you pay for your cosmetic procedure. If you go this route, the financing company will approve or deny your application based on your credit history and will offer a payment plan and interest rate, according to your credit history and loan duration. Dr. Kluska's office accepts financing through the following companies:

CareCredit

We’re pleased to offer our patients the CareCredit card, North America's leading patient payment program. The CareCredit card is just as easy to use as a regular credit card, but it’s designed specifically for your health and beauty needs. Best of all, CareCredit offers convenient payment plans and no hidden costs. You can even use your CareCredit card over and over for follow-up appointments.  Apply today!

SurgeryLoans

SurgeryLoans works to find a customized payment plan to help you cover the costs of your procedure in as little as 15 minutes with no pre-payment penalties. SurgeryLoans' pre-underwriters examine your application personally to determine an appropriate installment plan for you, which may also work to improve your credit as well as help you meet your aesthetic goals. To simplify your surgical visit, SurgeryLoans will make the payment for your procedure directly to your surgeon.

Advanced Patient Financing

Advanced Patient Financing offers a quick approval time, no upfront application fee and 0% financing for some qualifying patients. After your submit your application, APF's lending partners will make a decision on your case and respond within three minutes. Advanced Patient Financing simplifies the process by paying your surgeon for you and may offer additional lines of credit for qualifying patients to use in the future.